PERAN KEUANGAN MIKRO ISLAM TERHADAP KETAHANAN PANGAN PEDESAAN BERKELANJUTAN ERA REVOLUSI 4.0
DOI:
https://doi.org/10.24034/j25485024.y2022.v6.i3.4807Keywords:
ketahanan pangan, LKMI, kemiskinan, revolusi industri 4.0Abstract
Makalah ini mengulas peran Lembaga Keuangan Mikro Islam (LKMI) dalam mewujudkan ketahanan pangan masyarakat pedesaan. Ketahanan pangan yang didefinisikan sebagai kondisi aman dari kelaparan atau ketersediaan makanan yang cukup, kemudahan akses dalam memperoleh makanan yang berkualitas dan bergizi, menjadi isu kajian yang terus menarik perhatian para pakar ekonomi. Hal itu karena ketahanan pangan merupakan salah satu indikator kesejahteraan dan bahkan strategi dalam menyelesaikan masalah kemiskinan. Problematika ini terus dialami masyarakat pedesaan khususnya, karena lemahnya dalam permodalan yang berdampak pada tingkat daya beli pangan. Akan tetapi pada aspek lain memberikan keuntungan bagi lembaga mikro konvensional dalam memanfaat situasai ini dengan meningkatkan suku bunga dan mengekang masyarakat menengah ke bawah. Maka, hadirnya LKMI dengan asas ta’awun melalui pembiayaan syariah dan program pemberdayaan di tengah masyarakat pedesaan layak untuk dikaji ulang karena menjadi solusi bagi masyarakat atas hambatan permodalan. Dengan menggunakan pendekatan kualitatif yang bersifat library research terhadap literatur yang berkaitan dengan keuangan mikro, dianalisa secara empiris, komparatif dan pemberian rekomendasi dengan beberapa karya teoritis, akhirnya makalah ini menyimpulkan bahwa LKMI memiliki peran dalam mewujudkan ketahanan pangan pada masyarakat pedesaan yaitu pengembangan ekonomi, adopsi teknologi baru, mekanisme pertanian yang lebih baik, peningkatan produktivitas, peningkatan standar hidup petani dan pemberantasan kemiskinan.
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