Darwanto, Darwanto, Faculty of Economics and Business, Diponegoro University, Indonesia

• EKUITAS (Jurnal Ekonomi dan Keuangan) Vol 8 No 1 (2024) - Artikel
  BRIDGING GAPS: ANALYZING FINTECH ADOPTION AND ITS CONTRIBUTION TO OVERCOMING SOCIAL EXCLUSION IN THE INDONESIAN FINANCIAL LANDSCAPE
  Abstrak  pdf (English)